# Deposito Valas

Benefits

Competitive Interest Rate

- Competitive Mandiri Foreign Currency Time Deposit interest rates accelerate the growth of your investments.

- Interest rates are calculated based on the actual number of days (1 year is calculated as 365 days).

High Flexibility

- Wide range of investment periods to match your need, from 1, 3, 6, 12 to 24 months.

- Time Deposit investment in US dollar using USD 100 banknotes (good physical condition) will be 1:1 (the recorded nominal amount of time deposit in US dollar is the same as the deposited USD banknotes, with no fee or commission).

- No commission for USD banknotes withdrawal from USD time deposit up to USD 20,000/customer per month (subject to availability in branch office), whilst withdrawal of over USD 20,000 is only subject to 0.5% commission of the withdrawn amount.

- Option to re-invest the time deposit interest to principal amount or transfer the interest to any account that you specified.

- Time Deposit interest can be received in advance, thus no need to invest the full amount at Mandiri Foreign Currency Time Deposit.

- Joint account is available.

Facilities

Choice of Currencies

- Investment can be in USD, JPY, EUR, CHF, SGD, GBP, AUD, HKD, CNY.

Automatic Roll Over

- Your Time Deposit can be automatically renewed on maturity date (Automatic Roll Over) without replacing the bilyet, available for time deposit nominal (principal) amount and nominal plus interest.

Mandiri SMS, Mandiri Internet, or Mandiri Call

- Time deposit information and extension cancellation services are available through Mandiri SMS, Mandiri Internet or Mandiri Call (for USD time deposit that is opened through Mandiri SMS, Mandiri Internet or Mandiri Call)

Mandiri Time Deposit Loan Collateral

- Time Deposit Loan Collateral facility is available with your Time Deposit as collateral. Your need can be easily and quickly fulfilled whilst your Time Deposit continues to generate interest.

Requirements

- Have mandiri Saving Account or Mandiri Checking Account
- Minimum Deposit:

  Jenis Valuta | Minimum
  --- | ---
  United State Dollar | USD 1.000
  Singapore Dollar | SGD 1.000
  Euro | EUR 1.000
  Australian Dollar | AUD 2.000
  Pondsterling | GBP 1.000
  Japanese Yen | JPY 150.000
  Hong Kong Dollar | HKD 10.000
  Swiss Franc | CHF 2.000
  China Yuan | CNY 7.000

- Individuals:

  - - Citizen of Indonesia: original Citizen ID (KTP)/ driver license (SIM)/ Passport

    - Foreign citizen: Passport or Temporary Residence Permit Card/ Temporary Stay Permit Card (KIMS/KITAS).

- Companies:

  - - KTP/SIM/Passport of the authorized officer.

    - Company Business License (SIUP), Taxpayer ID Number (NPWP), Articles of Incorporation and the latest amendment.

- Stamp duty for opening and withdrawal of time deposit following the prevailing regulations.

- Interest is due tax following the prevailing regulations.

- Deposit or withdrawal in Rupiah, foreign currency other than USD or different currency is subject to currency exchange rate.

*Interest rate and cost are subject to change at any time.

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