# Kredit Tanpa Agunan

# Consumer Loan

## Mandiri KTA

COLLATERAL FREE LOANS TO SATISFY YOUR NEEDS

Mandiri Collateral Free Loans (KTA) is a banking service that allows you to get a personal loan without collateral. That means you will not have to offer any assets or pledge collateral to us.

### With Mandiri KTA, you will receive these benefits below

- Convenient – you don’t need to offer any assets.
- Flexible – you can use the money to fulfill any of your needs.
- Big limit – up to 750 millions IDR.
- Long-term tenure – up to 10 years.
- Attractive rates of interest.

### Interested in applying for Mandiri KTA? All you need to do is comply these terms and conditions below

- Must be an Indonesian citizen (WNI) and live in Indonesia.
- Minimum age of 21 years old and maximum age of 60 years old at the end of your KTA term.
- Has been working as a full-time employee, professional, or an entrepreneur for at least 1 year.
- Minimum wage of 3 millions IDR per month.
- Required documents:

No. | Documents | Employee | Professional/ Entrepreneur
--- | --- | --- | ---
1 | Completed application form | v | v
2 | A copy of ID card (KTP) | v | v
3 | A copy/original salary slip | v | v
4 | A copy of License of Practice/License of Profession/Business License (SIUP) | - | v
5 | A copy of credit card (back and front), and an original credit card bills in the last month. | v | v
6 | CopyA copy/original document of your saving account | v | v
7 | CopyA copy of NPWP/SPT | v | v

Please keep in mind, Mandiri KTA is also charged with credit fees that include life insurance premiums, provision fees, and administrative fees. This credit fees will be cut off from the KTA funds limit you receive. Take a look at this condition below:

Age | Credit Fees
21-40 Years old | 2%
41-49 Years old | 2,75%
≥ 50 Years old | 3,5%

If the life insurance premiums are higher than the number of percentage above, then the fees you’ll be charged with will have the same amount as your life insurance premiums.

For Mandiri KTA calculator, please click here.

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