# Investment Produk

## Investment Product

- Government Bonds
  Government Bonds are securities issued by the government in the form of debt securities guaranteed by interest payments and principal by the state of the Republic of Indonesia.
- Retail Bonds
  Retail Bonds are securities issued by the government specifically intended for retail investors/individuals by making minimum nominal terms of purchase in small quantities. The tenor of retail securities is only 3 years. The principal and coupon payments are guaranteed by the government.
- Mandiri Deposit Swap (MDS)
  MDS is non-rupiah investment products associated with currency exchange and fund placement in alternate currency in near leg. The proceeds of the fund placements are then converted back into original currency at the time of far leg in order to increase the yield of the deposit product.
- Mandiri Dual Currency Investment (MDCI)
  MDCI is non-rupiah investment product, which is a combination of time deposit and the selling of FX option by the customer . At the beginning of the transaction, the customer determines the currency pair and the strike price. On the maturity date, the customer will receive the investment proceeds in the origin or alternate currency.

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